Employers say many new employees lack basic skills to be productive in the workforce. Lack of available workers challenge the economic viability of families, businesses, and communities across Illinois. Some youth lack knowledge of preparing a personal budget and managing personal income to pay monthly bills. Others may not understand how career and educational choices affect salaries. 4-H programs build awareness of careers and skills needed to excel. 4-H youth gained an understanding of the financial processes which help them better manage their funds. 4-H youth now understand the role education plays in potential career goals.